The DHP Cooper Futon with Memory Foam Mattress wins for its durable construction and comfortable memory foam layer. For a lower budget, the Serta Palisades offers reliable support and easy assembly.
Finding a budget-friendly futon that comes with a quality mattress can be challenging. Our team compared over 50 models based on certifications like CertiPUR-US and OEKO-TEX, specs including coil count and foam density, and aggregated owner reviews from verified purchasers.
We ranked each pick on comfort, durability, ease of assembly, and value. The result is a curated list of the best cheap futons with mattresses included, ensuring you get a great sleep without breaking the bank.
This futon features a sturdy metal frame with a memory foam mattress for pressure relief. Owners report easy conversion and good back support. It supports up to 600 lbs and comes in multiple colors.
Check current priceWe do not take payment for placement and we do not physically test products. Rankings come from manufacturer specifications, material certifications (CertiPUR-US foam, OEKO-TEX textiles), and the weight of aggregated verified owner reviews, analyzed for durability, heat retention and sagging. The scores in this guide are MattressVetted editorial research ratings — our assessment of the available evidence, not customer star averages. See how we rate.
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Budget-conscious shoppers seeking a durable, comfortable futon · Type: Futon with Memory Foam Mattress | Firmness: Medium | Trial: 30-day return
This futon features a sturdy metal frame with a memory foam mattress for pressure relief. Owners report easy conversion and good back support. It supports up to 600 lbs and comes in multiple colors.
What owners report: Owners praise the easy assembly and comfortable mattress for guests. Some note the mattress may soften over time, but overall durability is high for the price.
Shoppers wanting a reliable, low-cost futon with good comfort · Type: Futon with Memory Foam Mattress | Firmness: Medium-Firm | Trial: 30-day return
Serta's Palisades combines a solid wood frame with a memory foam mattress. Owners highlight its easy setup and firm support. The clean lines fit well in small spaces.
What owners report: Owner reviews consistently mention the easy assembly and sturdy feel. Many note that the mattress is comfortable for occasional guests but may lack plushness for nightly use.

Sleepers who tend to sleep hot · Type: Futon with Gel Memory Foam Mattress | Firmness: Medium-Firm | Trial: 30-day return
The Novogratz Brittany features a tufted design with a cooling gel memory foam mattress. Owners report it stays cooler than standard futons. The frame is sturdy and stylish.
What owners report: Owners appreciate the attractive look and cooling feel. Some mention the mattress is on the firmer side, but good for those wanting support.
Side sleepers needing pressure relief · Type: Futon with Memory Foam Mattress | Firmness: Medium | Trial: 30-day return
This futon has a plush memory foam mattress that contours to the body. Owner reviews highlight good pressure relief for hips and shoulders. The split-back design allows multiple positions.
What owners report: Side sleepers report great comfort and support. A few owners note the mattress may sag slightly after extended use, but overall satisfaction is high.
Extreme budget-conscious buyers · Type: Futon with Memory Foam Mattress | Firmness: Medium | Trial: 30-day return
The DHP Emily is an affordable futon with a memory foam mattress. Owners say it's easy to assemble and comfortable for occasional use. It comes in several colors.
What owners report: Owner reviews often mention the low price and decent comfort for guests. Some note that the mattress is thin and may not be suitable for daily sleeping.

Sleepers who prefer a firm surface · Type: Futon with High-Density Memory Foam Mattress | Firmness: Firm | Trial: 30-day return
This futon features a high-density memory foam mattress for firm support. Owner reviews praise its back support and minimal sinkage. The tufted back adds a classic look.
What owners report: Many owners appreciate the firmness for back pain relief. Some find it too hard for side sleeping, but it's ideal for those wanting a supportive sleep surface.
Those wanting a hybrid mattress feel in a futon · Type: Hybrid Futon Mattress | Firmness: Medium | Trial: 30-day return
The Serta Mikaela combines an innerspring mattress with memory foam top layer. Owners report good airflow and balanced support. The upholstered frame is available in several colors.
What owners report: Owners highlight the comfortable hybrid feel and good edge support. Some note the mattress is a bit heavy, but the quality is appreciated.
Look for CertiPUR-US certification for foam safety and OEKO-TEX Standard 100 for fabric safety. These ensure low emissions and no harmful chemicals. Many cheap futons include these certifications.
Memory foam offers contouring and pressure relief, ideal for side sleepers. Innerspring is more breathable and responsive, better for back sleepers. Hybrid options combine both for balanced comfort.
Most cheap futon mattresses range from 6 to 8 inches thick. Thicker mattresses provide more comfort but may be less common in budget models. A 6-inch memory foam mattress can still be comfortable for occasional use.
A trial period allows you to test comfort at home. Many brands offer 30-day returns. Since cheap futons may vary in firmness, a trial helps ensure you like the feel before fully committing.
Some budget futon mattresses are suitable for daily use if they have quality foam or innerspring layers. Look for medium to high-density foam and supportive coils. Owner reviews can indicate whether a model holds up over time.
The DHP Cooper Futon with Memory Foam Mattress is our top pick for its balance of comfort, durability, and value. For side sleepers, the Mopio Lennon offers excellent pressure relief. Budget buyers should consider the DHP Emily, which provides basic comfort at a low price.